2020 Honda Civic Car Insurance for 21 Year Old Male
- Honda Civic insurance cost averages $1,352 per year, $676 for a 6-month policy, or $113 per month for full coverage, depending on the trim level.
- The 2021 Honda Civic is one of the cheaper compact cars to insure, costing $117 less per year on average as compared to the rest of the cars in the segment.
- The Civic ranks #7 out of 24 comparison vehicles in the small car class for insurance affordability.
- The cheapest Civic to insure is the LX Sedan trim level at an estimated $1,238 per year. The most expensive is the Sport Touring Hatchback at $1,682.
How much does Honda Civic insurance cost?
Ranked #7 out of 24 vehicles in the 2021 compact car class, Honda Civic insurance costs an average $1,352 a year for full coverage, or about $113 on a monthly basis. With the average small car costing $1,469 a year to insure, the Civic is around $117 cheaper.
Average car insurance cost per month for a Honda Civic ranges from $103 to $140, with the LX Sedan being cheapest and the Sport Touring Hatchback costing the most to insure.
The chart below details 2021 Honda Civic insurance cost for different ages of drivers and also different policy deductibles.
Chart Data Details: Chart shows average insurance cost for a 2021 Honda Civic with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Honda Civic trim levels.
The overall average rate in the chart above is the $500 deductible policy for a 40-year-old driver which costs $1,352 per year, or $113 per month. Depending on the Civic trim level being insured, monthly car insurance rates range from $103 to $140, with the Civic LX Sedan being cheapest and the Civic Sport Touring Hatchback costing the most to insure.
How does Honda Civic car insurance compare?
When compared to other popular small cars, insurance for a Civic costs $118 more per year than the Toyota Corolla, $290 less than the Hyundai Elantra, $184 less than the Volkswagen Jetta, and $14 less than the Nissan Sentra.
The Civic ranks #7 out of 24 total vehicles in the 2021 compact car segment, costing $117 less per year on average to insure than the rest of the class. Average car insurance cost for the Civic is $1,352 per year, while the compact car segment averages $1,469 per year for full coverage insurance.
When compared to all 2021 model year vehicles (not just compact cars), Honda Civic insurance costs 11.2% less than the national average car insurance rate of $1,523 per year.
The chart below shows how well 2021 Honda Civic insurance cost compares to the top 10 selling small cars in America. The table following the chart compares insurance cost for all small cars to the cost to insure a Honda Civic.
Chart Data Details: Average rates are for a 2021 model year Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Honda Civic trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Spark | $1,166 | -$186 |
| 2 | Kia Rio5 | $1,226 | -$126 |
| 3 | Toyota Corolla | $1,234 | -$118 |
| 4 | Volkswagen Golf | $1,276 | -$76 |
| 5 | Subaru Impreza | $1,286 | -$66 |
| 6 | Nissan Sentra | $1,338 | -$14 |
| 7 | Honda Civic | $1,352 | -- |
| 8 | Mazda 3 | $1,352 | $0 |
| 9 | Kia Rio | $1,374 | $22 |
| 10 | Hyundai Accent | $1,388 | $36 |
| 11 | Kia Forte | $1,408 | $56 |
| 12 | Toyota Prius | $1,492 | $140 |
| 13 | Volkswagen Jetta | $1,536 | $184 |
| 14 | Volkswagen GTI | $1,536 | $184 |
| 15 | Hyundai Veloster | $1,540 | $188 |
| 16 | Chevrolet Bolt | $1,544 | $192 |
| 17 | Nissan Versa | $1,546 | $194 |
| 18 | Nissan Leaf | $1,552 | $200 |
| 19 | Mitsubishi Mirage G4 | $1,560 | $208 |
| 20 | Honda Clarity | $1,624 | $272 |
| 21 | Hyundai Elantra | $1,642 | $290 |
| 22 | Hyundai Ioniq | $1,670 | $318 |
| 23 | Toyota 86 | $1,774 | $422 |
| 24 | Toyota Mirai | $1,840 | $488 |
Rate comparisons are averaged for all trim levels for each vehicle model, so insuring a higher-end Civic like the Touring package can result in higher overall insurance cost. Keep reading to see insurance rates for different Civic trim and package levels.
What is the cheapest Civic to insure?
The cheapest Honda Civic to insure is the LX Sedan trim level costing an average of $1,238 per year. Generally, as trim level increases (along with vehicle MSRP), the cost of car insurance also increases.
The second cheapest Civic to insure is the LX Hatchback at $1,260, and the third cheapest trim level is the Sport Sedan at $1,284 per year.
The table below shows the annual, semi-annual, and monthly costs for insuring the different trims and styles of Civics available, with the most expensive being the Sport Touring Hatchback at $1,682 per year.
| Honda Civic Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LX Sedan | $1,238 | $619 | $103 |
| LX Hatchback | $1,260 | $630 | $105 |
| Sport Sedan | $1,284 | $642 | $107 |
| EX Sedan | $1,306 | $653 | $109 |
| Sport Hatchback | $1,306 | $653 | $109 |
| LX Coupe | $1,346 | $673 | $112 |
| EX Hatchback | $1,352 | $676 | $113 |
| EX-L Navi Hatchback | $1,352 | $676 | $113 |
| EX-L Sedan | $1,352 | $676 | $113 |
| EX Coupe | $1,392 | $696 | $116 |
| Touring Sedan | $1,470 | $735 | $123 |
| Touring Hatchback | $1,502 | $751 | $125 |
| Sport Touring Hatchback | $1,682 | $841 | $140 |
Table Data Details: Average rates are for a 2021 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
As mentioned earlier, as the cost of a Civic increases, so does the cost of car insurance. The table above illustrates this pretty well, as the higher-end EX-L and Touring trim levels have significantly higher car insurance rates than the cheapest LX Sedan model.
The higher insurance rates on more expensive Civic models is due to the fact that it would cost a car insurance company more to replace them if they were totaled as compared to the cheaper models. Anything that can potentially cost an insurance company more money will always translate into higher car insurance rates for the consumer.
How much does Honda Civic Si insurance cost?
Insurance on a Honda Civic Si ranges from $1,134 per year for the 2013 model to $1,500 for the 2020 Civic Si. Insurance for the 2020 Civic Si costs about $110 more per year than the average rate for all Civic trims.
Notably absent from our 2021 Honda Civic insurance rate comparisons is the Si model. Honda elected to omit the Civic Si from the 2021 lineup, but the 11th generation 2022 Honda Civic Si will be released on November 17th, costing just a bit more than $26,155.
Insurance rates for the 2013 through 2020 Honda Civic Si models (minus the 2016 hiatus) can be found in the rate tables below.
How much are 2022 Honda Civic insurance rates?
When the 11th generation Civic models are released mid-November, insurance cost for the 2022 Honda Civic is expected to range from $1,338 per year for the base LX model to $1,626 per year for the high performance Type-R trim.
Trim levels are expected to be similar to the 2021 model, with LX, Sport, EX, and Touring trim levels on the standard Civic, along with the Si and Type-R models. Prices are expected to start at around $23,000 for the base LX model and end up around $30,000 for the Touring trim (not including the Type-R).
The most anticipated Honda Civic for 2022 will be the higher-performance Type-R model, which has a base estimated MSRP of $39,000. It will have a more powerful turbo with manual or dual-clutch automatic powertrain options, similar to the Hyundai Veloster N.
Watch the video below to see the new features of the 2022 Honda Civic which, from an insurance standpoint, includes a stronger body structure and new front driver and passenger airbags that are designed to reduce head rotation and brain injuries.
Also improved on the 2022 Civic is the Honda Sensing system, which now has traffic sign recognition, traffic jam assist, and low-speed braking control. This is accomplished through the use of a new single-camera set up that has a wider field of view. Honda has also confirmed that the 2022 Honda Civic Si and the Type-R will be available with a manual transmission.
Insurance cost for Honda Civic prior model years
The following sections detail Honda Civic car insurance rates for every trim level for the 2013 to 2020 model years.
How much does 2020 Honda Civic insurance cost?
Average insurance rates for a 2020 Honda Civic are $1,330 per year, or around $111 per month. Rates range from $1,206 per year for the Civic LX Sedan to $1,644 for the Civic Sport Touring Hatchback.
| 2020 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| LX Sedan | $1,206 | $101 |
| LX Hatchback | $1,230 | $103 |
| Sport Sedan | $1,252 | $104 |
| EX Sedan | $1,274 | $106 |
| Sport Hatchback | $1,274 | $106 |
| SI Sedan | $1,292 | $108 |
| EX-L Navi Hatchback | $1,318 | $110 |
| EX-L Sedan | $1,318 | $110 |
| LX Coupe | $1,318 | $110 |
| EX Hatchback | $1,318 | $110 |
| Sport Coupe | $1,340 | $112 |
| EX Coupe | $1,360 | $113 |
| Touring Coupe | $1,412 | $118 |
| SI Coupe | $1,438 | $120 |
| Touring Sedan | $1,438 | $120 |
| Touring Hatchback | $1,468 | $122 |
| Sport Touring Hatchback | $1,644 | $137 |
Table Data Details: Average rates are for a 2020 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
How much are 2019 Honda Civic car insurance rates?
Insurance rates for a 2019 Honda Civic average $1,308 per year, or about $109 per month. Rates range from $1,152 per year for the Civic SI Sedan to $1,502 for the Civic Sport Touring Hatchback.
| 2019 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| SI Sedan | $1,152 | $96 |
| LX Hatchback | $1,238 | $103 |
| LX Sedan | $1,238 | $103 |
| LX Coupe | $1,252 | $104 |
| Sport Coupe | $1,252 | $104 |
| Sport Sedan | $1,260 | $105 |
| EX Hatchback | $1,282 | $107 |
| EX Sedan | $1,282 | $107 |
| Sport Hatchback | $1,282 | $107 |
| EX Coupe | $1,294 | $108 |
| EX-L Sedan | $1,324 | $110 |
| EX-L Navigation Hatchback | $1,366 | $114 |
| Touring Coupe | $1,366 | $114 |
| Touring Sedan | $1,366 | $114 |
| SI Coupe | $1,398 | $117 |
| Touring Hatchback | $1,398 | $117 |
| Type-R Hatchback | $1,484 | $124 |
| Sport Touring Hatchback | $1,502 | $125 |
Table Data Details: Average rates are for a 2019 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
What does a 2018 Honda Civic cost to insure?
2018 Honda Civic insurance rates average $1,334 per year, or around $111 per month. Cost ranges from $1,134 per year for the Civic SI Sedan to $1,482 for the Civic Sport Touring Hatchback.
| 2018 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| SI Sedan | $1,134 | $95 |
| LX Coupe | $1,230 | $103 |
| LX-P Coupe | $1,272 | $106 |
| EX-T Coupe | $1,272 | $106 |
| LX Sedan | $1,282 | $107 |
| Type-R Hatchback | $1,304 | $109 |
| LX Hatchback | $1,312 | $109 |
| EX-L Coupe | $1,314 | $110 |
| EX-T Sedan | $1,326 | $111 |
| LX Honda Sensing Sedan | $1,326 | $111 |
| EX Sedan | $1,326 | $111 |
| Sport Hatchback | $1,348 | $112 |
| EX-TL Sedan | $1,368 | $114 |
| EX-T Honda Sensing Sedan | $1,368 | $114 |
| EX Honda Sensing Sedan | $1,368 | $114 |
| EX Hatchback | $1,368 | $114 |
| SI Coupe | $1,380 | $115 |
| Touring Coupe | $1,388 | $116 |
| EX-TL Honda Sensing Sedan | $1,410 | $118 |
| EX-L Hatchback | $1,432 | $119 |
| Touring Sedan | $1,452 | $121 |
| Sport Touring Hatchback | $1,482 | $124 |
Table Data Details: Average rates are for a 2018 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
How much is 2017 Honda Civic insurance?
A 2017 Honda Civic costs an average of $1,290 per year for full coverage insurance, or around $108 per month. Rates range from $1,064 per year for the Civic SI Sedan to $1,448 for the Civic Sport Touring Hatchback.
| 2017 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| SI Sedan | $1,064 | $89 |
| LX Coupe | $1,204 | $100 |
| LX-P Coupe | $1,204 | $100 |
| EX Coupe | $1,244 | $104 |
| LX Hatchback | $1,258 | $105 |
| LX Sedan | $1,258 | $105 |
| Type-R Touring Hatchback | $1,268 | $106 |
| EX-L Coupe | $1,284 | $107 |
| EX Sedan | $1,298 | $108 |
| Sport Hatchback | $1,298 | $108 |
| SI Coupe | $1,306 | $109 |
| EX-L Sedan | $1,332 | $111 |
| EX Hatchback | $1,338 | $112 |
| Touring Coupe | $1,354 | $113 |
| EX-L Hatchback | $1,380 | $115 |
| Touring Sedan | $1,420 | $118 |
| Sport Touring Hatchback | $1,448 | $121 |
Table Data Details: Average rates are for a 2017 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
What does 2016 Honda Civic insurance cost?
Average car insurance cost for a 2016 Honda Civic is $1,216 per year, or around $101 per month. Rates range from $1,156 per year for the Civic LX Sedan to $1,310 for the Civic Touring Coupe.
| 2016 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| LX Sedan | $1,156 | $96 |
| LX Coupe | $1,166 | $97 |
| EX Sedan | $1,202 | $100 |
| EX-T Sedan | $1,222 | $102 |
| EX-TL Sedan | $1,238 | $103 |
| EX-L Coupe | $1,244 | $104 |
| EX-T Coupe | $1,244 | $104 |
| LX-P Coupe | $1,244 | $104 |
| Touring Sedan | $1,298 | $108 |
| Touring Coupe | $1,310 | $109 |
Table Data Details: Average rates are for a 2016 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
How much are 2015 Honda Civic insurance rates?
Insurance rates average $1,128 per year for a 2015 Honda Civic, or around $94 per month. Rates range from $1,020 per year for the Civic SE Sedan to $1,260 for the Civic SI Coupe.
| 2015 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE Sedan | $1,020 | $85 |
| LX Sedan | $1,020 | $85 |
| EX Sedan | $1,056 | $88 |
| HF Sedan | $1,056 | $88 |
| EX-L Sedan | $1,092 | $91 |
| SI Sedan | $1,092 | $91 |
| CNG Sedan | $1,140 | $95 |
| LX Coupe | $1,186 | $99 |
| Hybrid L Sedan | $1,220 | $102 |
| Hybrid Sedan | $1,220 | $102 |
| EX Coupe | $1,224 | $102 |
| EX-L Coupe | $1,260 | $105 |
| SI Coupe | $1,260 | $105 |
Table Data Details: Average rates are for a 2015 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
How much is insurance on a 2014 Honda Civic?
Average insurance cost for a 2014 Honda Civic is $1,076 per year, or around $90 per month. Rates range from $986 per year for the Civic HF Sedan to $1,172 for the Civic Hybrid Sedan.
| 2014 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| HF Sedan | $986 | $82 |
| LX Sedan | $986 | $82 |
| EX Sedan | $1,020 | $85 |
| EX-L Sedan | $1,056 | $88 |
| LX Coupe | $1,056 | $88 |
| SI Sedan | $1,056 | $88 |
| EX Coupe | $1,090 | $91 |
| CNG Sedan | $1,100 | $92 |
| Sedan | $1,100 | $92 |
| EX-L Coupe | $1,124 | $94 |
| SI Coupe | $1,124 | $94 |
| Hybrid L Sedan | $1,172 | $98 |
| Hybrid Sedan | $1,172 | $98 |
Table Data Details: Average rates are for a 2014 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
How much does 2013 Honda Civic insurance cost?
Insurance cost for a 2013 Honda Civic averages $1,054 per year, or about $88 per month. Rates range from $984 per year for the Civic LX Sedan to $1,146 for the Civic Hybrid w/Navigation Sedan.
| 2013 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| LX Sedan | $984 | $82 |
| LX Coupe | $986 | $82 |
| EX Sedan | $1,016 | $85 |
| HF Sedan | $1,016 | $85 |
| EX-L Sedan | $1,048 | $87 |
| SI Sedan | $1,048 | $87 |
| EX Coupe | $1,060 | $88 |
| EX-L Coupe | $1,090 | $91 |
| SI Coupe | $1,090 | $91 |
| CNG Sedan | $1,110 | $93 |
| Hybrid Sedan | $1,146 | $96 |
| Hybrid w/Navigation Sedan | $1,146 | $96 |
Table Data Details: Average rates are for a 2013 Honda Civic, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
How much is Honda Civic insurance for teenagers?
Average car insurance rates for teenagers on a 2021 Honda Civic range from a low of $3,372 per year for a 19-year-old female driver to a high of $4,832 for a 16-year-old male driver.
Honda Civic insurance for a 17-year-old driver costs an average of $4,502 for males and $4,010 for females. After turning 18, insurance rates drop a little, averaging $4,200 for males and $3,644 for females.
Why is Honda Civic insurance so high? It's not just the Civic that has expensive car insurance for teens. Any vehicle that has a teenager insured as the rated driver will have extremely high insurance rates. Teens are inexperienced, easily distracted at the wheel, and have the highest frequency of accidents of any age group.
The Civic is a popular car for teenage drivers because it's affordable, has a great selection of aftermarket mods, and receives good safety ratings. In fact, the 2021 Honda Civic Touring is an IIHS Top Safety Pick. The other 2021 Civic trim levels do not receive the top award due to the poor rating of the halogen headlights. The touring model has LED headlights, which receive a good rating from IIHS.
The chart below shows average Honda Civic car insurance rates for teenage drivers age 16 through 19, both male and female.
Chart Data Details: Teenage driver rates are for a 2021 model year Honda Civic with $500 physical damage deductibles. Rates are averaged across all U.S. states and all Honda Civic trim levels.
2020 Honda Civic Car Insurance for 21 Year Old Male
Source: https://insuraviz.com/vehicles/honda/honda-civic-insurance/
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